Disability Protection

  • Pays your monthly payments in the event of illness or injury whether on the job or at home, until you are able to return to work.
  • Payments made on your behalf do not have to be repaid - this is not a loan
  • Non-taxable income
  • Protects your savings and protects your credit rating
  • "Tops up" your other disability benefits/ salary continuations
  • No medical questionnaire or physical examination (i.e. Blood tests etc.)
  • Hospitalization or confinement to home not required
  • Premium cost can be included in your payment
  • Premium cost is same for all ages or occupations
  • Premium cost is affordable {about the cost of a cup of coffee each day)
  • Peace of Mind!